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Volunteers working on construction siteIn 2020, many neighborhoods crowdfund their own needs, from park improvements to private security. Governments unbundle certain services, such as higher education.

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Crowdfunding sites, such as education-focused giants donorschoose.org and adoptaclassroom.org, reduce some of the pressure on government for capital improvements and serve as models for other services.

Source: Donors Choose, www.donorschoose.org